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Find Insurance – Five Tips to Find Cheap Insurance

We all want to pay the lowest insurance rates especially with unemployment mounting and families cutting costs any way they can.

To find insurance at the lowest rates, you need to do a few things that can cut your insurance premiums substantially:

  • First, take a look at your credit report. You can get your credit reports free once a year from each of the three top credit report companies, Experian, EquiFax and TransUnion. If you see any inaccurate data on your reports, have it fixed immediately. Lower credit scores can cost you BIG on your insurance rates.
  • Quote, Quote, QUOTE! If you don’t do your homework to find insurance, how can you expect to get the lowest rates? With so many insurance companies offering coverage, the more quotes the merrier.  You can start by entering your zip code in the form above and selecting the type of insurance you wish to buy. Our quotes actually provide you with quotes from up to FIVE different companies, so it’s a great way to start comparing rates.
  • Do you really need full coverage on that 15 year old family sedan? Comprehensive coverage can cost big bucks, and if the value of your vehicle has been reduced to the point where you probably wouldn’t get it fixed anyway, there’s no reason to pay for insurance on the vehicle.
  • Combine policies and save. You can often obtain multi-policy discounts from your insurance company if you insure both your home and car with the same company. Savings can be 20% or more depending on your company, so if your coverage is spread amongst multiple carriers, quoting your coverage with the same company can pay off.
  • Take advantage of other discounts such as taking a defensive driving course, discounts for safety and security devices on your vehicle, discounts for having a home security system, good student discounts and many more.

These are just a few ways you can find insurance cheaper than you’re currently paying. It may not even require switching insurance companies and you could save a bundle on your insurance rates.

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